Online Banking with NFC-Enabled Bank Card and NFC-Enabled Smartphone
نویسندگان
چکیده
Banks want to use their genuine strong credential for online banking transaction authorization the debit card. Customers nowadays are usually equipped with a Smartphone and prefer to not carry a card reader in addition. Methods where developed that use the Smartphone to authorize online banking transactions. These methods are vulnerable to Smartphone malware. We present NFC-TAN as a Smartphone method that combines the two requirements: Strong credential debit card and no additional device. We discuss to what extend this solution decreases vulnerability. Moreover, we consider usability, cost, and integration aspects of NFC-TAN.
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تاریخ انتشار 2013